Christina Pushaw, Rapid Response Director for Governor Ron DeSantis, said that Florida is seeing a drop in insurance rates following recent reforms signed by the governor.
“Following insurance reforms signed by Gov Ron DeSantis, Florida now leads the nation on keeping rate increases down. Florida’s average statewide rate increased by only 1% in 2024 — the lowest average premium rate increase in the nation. And for 2025, rates are DROPPING,” according to her post on X.
Citizens Property Insurance Corporation approved rate reductions for most policyholders statewide with an average decrease of 8.7 percent starting spring 2026 at renewal. Over 330,000 policyholders across all counties will see lower premiums and more than 150,000 will receive reductions of at least 10 percent. South Florida markets previously affected by litigation costs are expected to see significant relief.
Florida’s top five auto insurance groups, representing most of the market, indicated an average rate decrease of 6.5 percent for 2025 compared to previous years’ increases. The state’s personal auto liability loss ratio fell to its lowest level nationally in 2024. Officials say these improvements are directly linked to tort and insurance reforms enacted in recent years.
An independent economic analysis found that property and casualty insurance premiums are now about 14.5 percent lower than they would have been without these changes. The reforms have also encouraged new insurers to enter Florida’s market and reduced litigation costs.
According to the official website, Pushaw has served as a key member of Governor DeSantis’ team since his first term and focuses on policy messaging and rapid response related to issues such as economic growth and insurance market stabilization.
